Under Texas law, if you give permission to a driver who you know is unlicensed, incompetent or reckless to operate your vehicle; you may be held liable for their negligent acts. This is known as negligent entrustment.
Likewise, if you are injured by an unlicensed, incompetent or reckless driver, it does not mean that you or your insurance company will be stuck paying your medical bills and costs to repair your vehicle. You may seek compensation for your injuries from the owner of the other vehicle as well as the driver who caused the accident.
In a negligent entrustment suit, the driver who causes the accident is sometimes excluded or not covered by the automobile insurance policy which the owner of the vehicle carries. This happens frequently when an unlicensed teenager is entrusted with the use of their parent’s vehicle and causes an accident. An owner of a car may also be liable if the owner lent his or her car to someone they knew had a history of car accidents.
If you are involved in an accident in which the other driver is someone other than the owner, there are sources of monetary compensation available under Texas law.
Contact the law office of Cristobal Galindo, P.C. for experienced lawyers to represent you if you are injured in such an accident.