HURRICANE laura INSURANCE CLAIM ATTORNEYS
We fight denied, delayed, or underpaid insurance claims
In attempts to recover and rebuild from a hurricane, property owners submit claims for their damages and loss. What many could come to learn, is that their insurance company is not as sympathetic to their cause, and could either delay their payments, reduce the amount they pay out, or outright exclude and deny coverages. With so much in destruction and loss, it is not uncommon for an insurance company to try and protect their own interests, making it harder for property owners to get their fair compensation.
securing higher settlements on insurance claims
We're helping hurricane victims get all the money they deserve
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Residential Claims
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Commercial Claims
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Business Interruption
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Contents/Personal Property
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Additional Living Expenses
insurance companies have their lawyers, you should, too.
It is not uncommon for an insurance company to try and minimize their damages or protect their profits, which means there is a possibility they will undervalue your claim. Insurance policies can be quite vague as to what they cover or exclude, and ultimately certain benefits could be denied or underpaid. Hiring a lawyer shows the insurance company that you mean business, and they are more likely to expedite or reconsider your claim, especially if it avoids litigation.
schedule a real estimate of your property damages
At Galindo Law, we work for YOU, not your insurance company. We'll send our experts to inspect your property for hidden damages, taking a physical inventory to ensure your policy is considered from all angles. When your property has suffered damage from a storm or disaster, you don’t want your insurance company deciding how much you deserve. What they want to pay out may be a lot less than what you need to rebuild.
hurricane claim FAQ
Common Struggles with Insurance Claims
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Delayed scheduling of an inspection
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Requiring multiple inspections of your property
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Additional documentation is repeatedly requested
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Untimely responses to your questions, concerns, phone calls, and messages
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Overbooked insurance adjusters have little time to properly inspect each property
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Many property damages are overlooked or omitted when preparing the initial report
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Some damages require proof or receipts that you do not have or lost in the hurricane
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Estimates fail to factor in necessary pricing for the construction (logistics, materials, cost of labor, environmental, etc.)
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Claim values only offer a patch to the damages, versus fully restoring or replacing them
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Wrongful denial or unproper investigation of damages under the policy terms
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The insurance company says you lack the proper evidence of damage
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They attempt to find reasons for the denial of a claim such as a pre-existing condition
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Paying you as little as possible to protect their profits
Bad Faith Insurance Claims
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Misrepresenting policy terms
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Wrongful denial of a claim
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Underestimating the value of damage
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Fabricating exclusions or requesting unnecessary documentation
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Not paying the full amount or delaying settlement checks
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Lack in communication with the policyholder
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Rejecting or omitting damages or refusing reinspection of the property
Why should I contact an insurance claim lawyer?
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You have questions regarding your policy coverages
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The insurance adjuster’s estimate is lower than expected
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Damages are extensive and claims are more complex
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Claims are delayed or denied
Helpful tips on filing a hurricane insurance claim
1. Take Photos & Document Everything