AREA OF PRACTICE > INSURANCE CLAIMS

HURRICANE DAMAGES

NATIONAL HURRICANE INSURANCE CLAIM LAWYERS

Helping hurricane victims get higher settlements on insurance claims

Coastal residents pretty much know to expect and watch for tropical disturbances, especially during peak hurricane season.  Despite preparations and readiness for a storm’s impact, the aftermath can really be devastating.  Going through something like this already causes so much stress and fear, but afterwards you are still overwhelmed to repair or rebuild.

Image by NASA

When you take on property damage after a hurricane, you will file a claim with your insurance company.  It is not uncommon for an insurance company to try and minimize the damages, which means there is a possibility they will undervalue your claim.  Insurance policies can be quite vague as to what they cover or exclude, and ultimately certain benefits could be denied or underpaid.  Having a legal team to help you negotiate with the insurance company is extremely beneficial, and Galindo Law will step in to strongly advocate on your behalf.  

Recent Hurricanes We Are Helping With:

  • Hurricane Delta

  • Hurricane Laura

  • Hurricane Hanna

  • Hurricane Harvey

FAQ

Hurricane Damages

What steps should you take before a hurricane?


The exact path of a hurricane or tropical storm is sometimes unclear, leaving us scrambling and stressed to prepare with little notice. Creating a plan with your family and being ready to evacuate to safety, if needed, are important. Here are a few more steps to consider before a hurricane:

  • Understand your insurance coverage
  • Take “before” photos of your home and possessions
  • Gather important documents, records, and receipts
  • Inventory your possessions and property
  • Visit the CDC guidelines for creating an emergency plan and preparing your home, family and pets




What steps should you take after a hurricane?


Always first and foremost, when you return to your home make sure you and you loved ones are safe from hazards: power lines, electrical or gas appliances, flood water, debris, and other dangers. Consider the following steps when dealing with property damages after a hurricane:

  • File a claim with your insurance company
  • Take photos of any property damages (interior and exterior)
  • Keep detailed records of documents and conversations with the adjuster and the insurance company including names, dates, and summaries
  • Create an inventory list of your damaged property and possessions
  • Prepare receipts or proof of payment for damaged items
  • Contact trusted contractors to inspect your damages and write bids for the repairs




Post-Storm Property Damage Checklist


  • Inspect the Roof
    As the most susceptible to wind and storm damage, make sure to check the roof for damaged shingles and seams, broken or missing materials, holes or gaps, loose and fallen debris, and any water stains or discoloration
  • Thoroughly Check Windows
    Whether single or double pane, windows can easily take on damage from a large storm. Inspect for cracks and dents in frames, rips or holes in window screens, broken panes, or damage to the seal in double panes which creates fogging.
  • Investigate the Attic
    Make sure to inspect the hidden areas like attics and crawl spaces for flooding and water damage.
  • Check Gutters & Pipes
    Pipes, gutters, and downspouts can be cracked or chipped, or even be obstructed with debris.
  • Access Fences, Decks & Porches
    It is common for exterior surfaces to experience breaking, paint chipping, cracking and other damages.
  • Inspect Driveways & Walkways
    Be aware of the ground surfaces and inspect for cracks in the sidewalk or gravel astray.
  • + Be Mindful of Trees & Debris
    Take a look at all trees and plants on your property, as well as your direct neighbors.




Why should I contact an insurance claim lawyer?


Often many property owners find they have little trouble filing an insurance claim for their damages. Other times - usually when the stakes are much higher – there is a greater chance for dispute. You should consider contacting an attorney for help when:

  • You have questions regarding your policy coverages
  • The insurance adjuster’s estimate is lower than expected
  • Damages are extensive and claims are more complex
  • Claims are delayed or denied
Galindo Law understands the havoc caused by a hurricane. Our team offers care and legal support when dealing with hardened insurance companies. Call the Galindo Law Firm at 000-000-0000 for a free legal consultation.





secure your future

With 20 years of experience, and millions of dollars in settlements and verdicts, we have the knowledge and resources to handle a variety of personal injury and property damage claims.

Cases are accepted on a contingent fee basis, meaning you don’t pay anything out of pocket expenses.

Contact us today for a free consultation. 888.800.1808

Copyright by Galindo Law 2020. All Rights Reserved. Privacy Policy.

Website by Raydon Creative.